Welcome to Pennmark Financial
Smart Capital. Tailored Solutions. Reliable Growth.
At Pennmark Financial, we recognize that access to working capital can significantly impact the future of your business. Our solutions are designed to be fast, flexible, and growth-focused, providing funding options tailored to your unique financial situation, including term loans, short-term loans, and cash advances.
Strategic Funding for Long-Term Success
- $100,000 to $10,000,000+ available
- Customized repayment terms ranging from 3 to 36 months
- Flexible structures to support everything from daily operations to major investments
Business Financing Options
Term Loans
Structured financing with predictable repayment and flexible terms, perfect for expanding, investing, or consolidating debt.
- Ideal for growth, expansion, equipment, or debt restructuring
- Monthly or bi-weekly payments
Short-Term Loans
Ideal for businesses needing quick capital with shorter payback windows. Great for inventory purchases, payroll, or bridging cash flow gaps
- Terms: 3 to 12 months
- Fast approval and funding (typically 24-48 hours)
Cash Advances
Future receivables-based financing is fast and requires minimal documentation.
- Ideal for businesses with strong daily or monthly sales volume
- Repayments are automatically deducted from future revenue
Funding Terms Overview Sample
| Capital Type | Amount Range | Terms | Funding Time |
|---|---|---|---|
| Term Financing | $100K – $10M+ | 12 – 36 months | 24–72 hours |
| Short-Term Capital | $50K – $2M | 3 – 12 months | 24–48 hours |
| Cash Advance | $25K – $1M | Revenue-based | As fast as 24 hrs |
Choose Pennmark Financial for Smarter Financial Solutions
Lightning-Fast Funding
Complete your application in minutes. Most clients receive funds within hours.
No Hard Credit Pulls
We start with a soft credit check to keep your score pr
Nationwide Direct Lender
We’re not a broker. We fund businesses directly, making decisions faster and with fewer restrictions.
Tailored to Your Needs
Whether you’re a retail business, medical practice, or contractor, we structure funding that fits your revenue, timeline, and growth objectives.
How It Works
- Apply Online – Simple application. No hard credit pull required.
- Get a Personalized Offer – Receive a customized funding proposal within hours.
- Receive Funds – Approved deals are funded the same or next business day.
- Grow with Confidence – Use your capital strategically to scale, stabilize, or pivot.
Apply Today & Get Approved in No Time
Whether you’re managing cash flow or planning your next big move, Pennmark Financial provides funding solutions tailored to your business needs. Start your application today or connect with a funding advisor.
Frequently Asked Questions (FAQ)
How do your funding terms work?
Our funding terms vary by product:
- Term loans: 12–36 months
- Short-term loans: 3–12 months
- Cash advances: Flexible repayment based on revenue.
What do I need to provide to get started?
Just the essentials:
- Basic business information
- Last 3–6 months of bank statements
- Government-issued ID
How does your funding process work?
- Submit your application online
- We analyze your financials and performance
- You receive a funding offer (often same-day)
- Once accepted, you receive the funds in 24–48 hours
How quickly will I be notified of my application approval status?
In many cases, approvals are issued within a few business hours. If additional documentation is required, a funding specialist will contact you promptly.