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POS as a Service

POS as a Service from Pennmark Financial gives you everything you need: hardware, software, and payment processing in one affordable monthly plan with zero upfront cost. Powered by Quantic POS, our solution is cloud-based, mobile-friendly, and built to scale with your business.

Get started today with an all-inclusive, worry-free POS solution!

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POS as a Service

Smart, Scalable, Subscription-Based Solutions

Pennmark Financial, a trusted partner of Quantic POS, offers a seamless POS as a Service solution designed specifically for businesses looking for affordability, simplicity, and reliability.

With zero upfront costs, all-inclusive pricing, and cloud-based flexibility, we help you get started quickly and scale confidently without the financial burden or tech complexity.

What’s Included in your Monthly Plan?

Hardware + Software + Support – All in One Low Monthly Rate

Your Monthly Cost Covers:

  • POS hardware unit
  • Implementation & setup
  • Software subscription fees

Your plan includes everything you need to start selling on day one:

  • 15.6” Android POS with Customer Display System
  • Receipt Printer
  • Cash Drawer
  • EMV-compliant payment terminal
  • Free POS software
  • Full implementation and onboarding support
  • Free credit card processing – process at 0% with our preferred partner (subject to approval)
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Flexible Plans with No Upfront Investment

Choose a term that fits your budget:

12 MONTHS

$299/mo

Included in this price

  • POS Hardware and Software
  • 1 Year Hardware Warranty
  • No Long-Term Contracts
  • No Hidden Fees
  • 24/7 Support
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24 MONTHS

$199/mo

Included in this price

  • POS Hardware and Software
  • 2 Year Hardware Warranty
  • No Long-Term Contracts
  • No Hidden Fees
  • 24/7 Support
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36 MONTHS

$99/mo

Included in this price

  • POS Hardware and Software
  • 3 Year Hardware Warranty
  • No Long-Term Contracts
  • No Hidden Fees
  • 24/7 Support
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Includes up to 30% discount when processing through Pennmark Financial’s preferred partner.

Worry Free Hardware Warrantee Replacement

For just $10/month extra, you can add our Pennmark Hardware Warrantee Replacement, covering accidental damage from breakage or spills so you can focus on running your business, not replacing your equipment.

Need More Peripherals?

Need a kitchen printer, barcode scanner, or scale? Just ask, we’ll provide a quick quote and tailor the setup to your business needs.

Why Choose Pennmark Financial – POS as a Service?

All-Inclusive Monthly Pricing

One predictable monthly fee covers everything – POS hardware, Quantic software, setup, support, and optional credit card processing. No hidden costs or surprise fees.

Zero Upfront Investment

Start your business or upgrade your current system without large upfront expenses. Use POS as a service and keep your cash flow intact.

Powered by Quantic POS

Get enterprise-level tools for sales, inventory, employee management, reporting, and customer tracking – all in an intuitive, cloud-based platform.

Premium Hardware Package

Includes a 15.6″ Android POS with customer-facing display, receipt printer, secure cash drawer, and EMV-compliant payment terminal.

Free Credit Card Processing

Process payments at rates as low as 0% per swipe or dip when using Pennmark’s preferred partner (subject to approval).

Fast & Easy Setup

We handle onboarding, training, and configuration so you can start accepting payments quickly with minimal downtime.

Tailored for Growing Businesses

Flexible terms, fast approvals, and scalable options make it perfect for startups, retail shops, restaurants, and more.

E-Commerce Integration

Connect your online and in-store sales channels to streamline your operations. With a single system, you can manage orders, track product availability, and view every aspect of your business.

Core Features

Pennmark Financial’s flexible solutions help you operate smarter, faster, and more profitably,  whether you run a single location or manage multiple sites. As a trusted partner of Quantic, we make it easier for businesses to adopt powerful, cloud-based POS systems without the upfront cost.

iOS and Android Cloud-Based Point of Sale

Use iOS or Android to access your complete POS system. Whether in-person, curbside, or remotely, take orders, control lines, and collect payments. Ideal for companies that require mobility and flexibility.

Integrated Payments & Smart Terminals

Accept EBT, gift cards, NFC/contactless (Apple Pay, Google Pay), EMV chip cards, and even split bills. Our terminals are quick, safe, and easily incorporated into your POS system for both mobile and on-site use.

Mobile & Table-Side Ordering (QLite)

Use portable, touchscreen devices to serve clients while they’re on the go. Perfect for tableside ordering, outdoor events, food trucks, and restaurants. expedites order-to-table turnaround, increasing efficiency and improving customer satisfaction.

Inventory & Catalog Management

Maintain real-time inventory control. To prevent overselling or stockouts, manage SKUs, monitor stock levels, receive low-stock alerts, and synchronize product catalogs across online and in-store channels.

Employee Management & Shift Controls

Integrated tools for tip tracking, user roles, clock-in/out, and secure access permissions make it simple to manage employees and maintain labor management compliance.

Customer relationship management & Loyalty

Cultivate lasting client relationships through an integrated CRM. To foster repeat business and increase sales, focus on tracking past orders, developing customer profiles, offering digital gift cards, and establishing loyalty programs.

Restaurant Add-Ons

Use features like table mapping, kitchen display systems (KDS), course management, reservations, and bar tab handling to customize your point-of-sale system for full-service or quick-service eateries.

E-Commerce Integration

Connect your online and in-store sales channels to streamline your operations. With a single system, you can manage orders, track product availability, and view every aspect of your business.

Analytics & Reporting

Gain access to dashboards that provide real-time data on staff performance, sales, and inventory. Keep an eye on your company’s health from your desktop or mobile device and make quick, informed decisions.

Payment-Processor Agnostic

Choose the payment processor that best suits your company’s needs. Our system offers you flexibility without vendor lock-in by being compatible with popular platforms like PAX, Dejavoo, Magtek, and others.

24/7 Support

Do you need assistance? Our knowledgeable support staff is always in your time zone and ready to help when you need them most, and they can be reached by phone, text, or email.

Frequently Asked Questions (FAQ)

What does this offer include?

When you sign up with Pennmark Financial’s preferred processing partner, you’ll receive a complete point-of-sale (POS) system with zero upfront cost. This offer is available to merchants who want to eliminate high processing fees and access affordable POS solutions.

It’s simple! Click the “Apply” button on this page and fill out the short online form. A Pennmark Financial representative will reach out to guide you through the approval and setup process.

Yes. This program is available to all merchants.

  • All-in-One POS System (dual screen, printer, customer display)

  • Receipt Printer

  • Cash Drawer

  • EMV-Compliant Payment Terminal

Yes! Pennmark Financial provides full customer support from initial setup and training to ongoing assistance, so you can focus on running your business efficiently.

Just click the “Apply” button, complete the form, and we’ll be in touch shortly to get your POS system up and running.

Yes! If you prefer to purchase the system, we offer competitive pricing. Contact us directly for a custom quote based on your hardware and software needs.

For just $10/month, you can enroll in our Pennmark Hardware Guarantee, which covers accidental damage due to drops or spills. It’s a small price for a big peace of mind.

Definitely! You can add additional peripherals like kitchen printers, barcode scanners, scales, and more. Contact us anytime for a custom quote.